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Power in Your Hands: Coins.ph Becomes the Philippines’ Everyday All-in-One Financial App
Managing money shouldn’t feel like a chore. Yet for millions of Filipinos, it often involves juggling multiple apps, waiting in line, racing cutoffs, and navigating fragmented financial services. Coins.ph, the country’s pioneering regulated digital asset exchange and one of the fastest-growing mobile wallets, is changing that with a unified all-in-one financial app that combines everyday payments, transfers, and digital opportunities into a single, seamless platform. This is finance designed to keep up with real life. “Filipinos deserve a financial experience that’s as fast and intuitive as the rest of their digital lives,” says Amira Alawi, Global Marketing Director at Coins.ph, “Most people don’t think about financial infrastructure, they just want money that works. Whether you are picking up groceries, sending funds home, paying bills, or running a small business, everything should flow naturally from one app. That is what we have built with Coins.ph, a secure and reliable all-in-one financial app that gives people more freedom, more time, and more control without compromise.” New Kind of Wallet: The Everyday Money Superapp Coins.ph is creating a unified wallet that allows users to: 1.Trade digital assets seamlessly 2 2. Pay anyone, anywhere 3. Move money across banks ,e-wallets and borders 4. Settle bills instantly 5. Receive global remittances quickly and affordably Cashless Freedom with QR Ph Coins.ph turns your smartphone into a universal payment device accepted nationwide. 1. Instant Payments, Everywhere – Pay in restaurants, sari-sari stores, groceries, and markets using the national QR Ph standard , without cash or juggling multiple apps. 2. Lifestyle-Ready Coverage – From travel and gadgets to fashion and essentials, the Coins.ph wallet works across the country’s broadest QR Ph acceptance network. 3. More than 600,000+ Merchants Nationwide – A growing ecosystem that makes cashless the default experience. Wide Payment Network Say goodbye to long queues and complicated payment processes. With the Coins.ph app, you can instantly settle over 120 different types of bills securely and swiftly. 1. Comprehensive Coverage: Effortlessly pay Essential Utilities (power and water), Government and Mandatory Fees , Financial Obligations (loans, credit cards, insurance), and Education (tuition fees). 2. Instant Confirmation: Payments are processed in seconds, providing instant confirmation and protecting you from late penalties. 3. Make a Difference: Conveniently make Donations to various accredited Non-Governmental Organizations (NGOs) directly through the app. Seamless Money Movement for Everyone Move money with unparalleled flexibility and convenience. Coins.ph bridges banking ecosystems to ensure your funds reach their destination instantly. Behind the simplicity of the app is the bigger goal to make money move faster, easier, and more reliably in the Philippines. Coins.ph isn’t just adding features; it is building the infrastructure that makes everyday financial life seamless. The goal isn’t for users to think about blockchain or technology. It’s for infrastructure to disappear into the background so people simply experience: - Being able to send/receive funds instantly - Receiving remittances from abroad quickly, securely, and at minimal cost - Financial tools that feel as intuitive as the apps they already use Experience the future of everyday finance With great features and functionalities, the Coins.ph app is a powerful tool you can use to make quick and convenient payments to thousands of stores nationwide, and send money anywhere anytime. Discover the power and convenience of Coins.ph, your mobile wallet for easy payments and purchases. Visit www.coins.ph or download the app today from the Google Play Store or the Apple App Store. About Coins.ph Coins.ph is an all-in-one financial app for millions, seamlessly fusing traditional finance with digital assets. Established in 2014, it stands as the Philippines' premier cryptocurrency exchange. Licensed by the BSP as both a virtual asset marketplace and a mobile wallet, the platform empowers users to trade, execute payments, and utilize crypto remittance for sending and receiving funds quickly and affordably, all in one secure place.
Coins-mas 2025: Holiday Promos You Can Join This Christmas
This Christmas, Coins.ph is giving back to the community with its biggest holiday rewards lineup yet. Whether you’re receiving remittances, converting USDT to PHP, paying with QRPH, or completing tasks in Rewards Hub, there are guaranteed cash rewards and extra holiday bonuses waiting for you. Here’s everything you need to know about Coins-mas 2025! Send Love Home This Christmas: Win Your Share of P500,000 If you’re receiving USDT from loved ones this holiday season, now is the perfect time to turn your remittances into extra rewards. Receive USDT, convert it to PHP, and earn guaranteed cash bonuses — all while enjoying fast, safe, and hassle-free transfers this Christmas. Promo Period: Dec 12, 2025 - Jan 9, 2026 Eligible Asset: USDT deposits via TON network Eligible Actions: Convert USDT to PHP (via Convert or Spot) How to Join: - Deposit USDT into your Coins.ph wallet during the promo period. - Convert the deposited USDT to PHP to be eligible. - Your total USDT deposited and converted to PHP determines your reward tier. - Rewards are first-come, first-served per tier until the ₱500,000 pool is fully allocated. Total USDT/PHP Net Receive AmountReward (PHP)$350 or more₱500$800 or more₱1,200$3,000 or more₱3,000 Additional Winner Bonus Share a festive message about sending USDT home with Coins.ph for a chance to win ₱1,000. A total of 10 winners will be selected. Participation is optional. Additional New User Bonus New users who register, complete identity verification, and deposit at least $350 USDT during the promo period will receive an extra ₱150 bonus, on top of any tiered reward. Slots are limited and awarded on a first-come, first-served basis. Important Notes - Rewards are based on the net amount of USDT received via TON and converted to PHP during the promo period. - USDT that is withdrawn or not converted to PHP will not be counted - Open to PH-based users aged 18+ with Identity Verification.Winners will be notified via email within 10 working days after the promo ends. - Rewards will be credited within 14 working days after the promo ends. - Fraudulent activity (wash trades, circular transfers, fake accounts) will lead to disqualification. Rewards Hub: Christmas Edition This Christmas, Rewards Hub features special Coins-mas tasks tailored for every user segment. Each completed task gives a guaranteed reward, making it one of the easiest ways to earn extra bonuses during the holiday season. What You Can Do - Deposit - Convert - Pay via QRPH - Complete in-app activity milestones Your actions across Coins.ph can stack and work together. For example, receiving USDT, converting it to PHP, and using QRPH for payments can all help you complete multiple tasks and earn more rewards. Simply open the Rewards Hub section in the Coins.ph app to view and complete your available holiday tasks. Whether you’re receiving remittances, paying with QRPH, or completing Rewards Hub tasks, Coins-mas gives you more reasons to use the app this Christmas. Make this holiday season more rewarding with Coins.ph. Happy Coins-mas!
Coins.ph and the Stablecoin Advantage: 5 Ways Stablecoin Remittances Are Revolutionizing Cross-Border Payments
Global remittances are a colossal lifeline estimated at over $900 billion in 2024 with a big slice of this flowing into low and middle income countries including India, Mexico, China, the Philippines among others, according to the World Bank. For the receiving economies, these flows represent a vital source of foreign exchange, providing crucial liquidity that stabilizes national currencies and finances imports. More importantly, these funds are the foundation of financial stability for millions of families; they are typically used for essential needs like food, healthcare, education, and starting small businesses. For workers sending remittances, however, traditional banking systems are often slow, costly, and inefficient, directly diminishing the value of this essential support. Global Adoption and Rapid Growth of Stablecoins Stablecoins, digital currencies pegged to fiat assets like the U.S. dollar, are rapidly changing this landscape by injecting speed and cost-efficiency into cross-border payments. The combined market capitalization of the two largest stablecoins, USDC and USDT, reached over $260 billion in 2025, having roughly doubled since the start of 2023, showcasing their explosive growth as a preferred medium of global exchange. Analysts project the total stablecoin market cap could surge toward $2 trillion by 2028, driven almost entirely by payment use cases and institutional adoption following new regulatory clarity. How Coins.ph is Accelerating this Shift Coins.ph, the largest and pioneering crypto exchange in the Philippines, has aggressively expanded its stablecoin infrastructure through strategic global partnerships with global companies such as BCRemit, Hashkey, Hi-Globe and FinFan. This network creates compliant, near-instant payment corridors between major sending markets like Hong Kong, Vietnam, UK, US, Canada and the European Union, and the Philippines), allowing money senders to bypass costly bank intermediaries and ensure more of their remittances reach home quickly. “We are aggressively supporting stablecoin remittances because they solve the fundamental problems of cost and time that plague millions of migrant workers. Stablecoins offer a pathway to near-instant, compliant transfers at a fraction of the current cost, ensuring more of that hard-earned funds reaches home. This isn't just an improvement—it's the potential for a massive, equitable shift that truly empowers the Filipino diaspora," says Wei Zhou, Coins.ph Chief Executive Officer. Here are the five key ways stablecoin remittances are improving cross-border payments, particularly for emerging markets: 1. Drastic Reduction in Transaction Costs The most significant and immediate benefit for migrant workers is the elimination of excessive fees. Traditional remittance costs or the fee to send money internationally through banks and money transfer operators, still average 6.62% globally as of Q3 2024, according to the World Bank. This is more than twice the UN Sustainable Development Goal Target 10.c of reducing costs to less than 3% by 2030. These high fees disproportionately affect the poorest families. Stablecoin remittances, by leveraging efficient blockchain networks, bypass the multiple intermediary banks and correspondent fees of the legacy system, drastically reducing the cost. For example, in competitive corridors, stablecoin transaction costs can often drop to under 1% of the transfer value, representing massive savings for the sender. This cost-saving is critical for countries like the Philippines, where remittances are a major economic pillar. By ensuring that more of the $38.34 billion sent by Overseas Filipino Workers (OFWs) stays with their families, stablecoins directly fight poverty and inject greater liquidity into the local economy. 2. Near-Instant Settlement Speed and 24/7 Availability Traditional cross-border payments rely on legacy correspondent banking networks with restricted operating hours and batch processing, leading to settlement times that can range from 3 to 5 business days. This delay poses a major financial and logistical problem for families dependent on timely support. Stablecoins enable near-instant settlement. Transfers on the blockchain are typically finalized within minutes, regardless of geographic location, time zone, or banking holidays. This 24/7/365 "always-on" capability is revolutionary, ensuring that funds reach recipients in countries like The Philippines, Pakistan and India immediately. This improves working capital management for the sender and gives recipients reliable, fast access to funds for emergencies or daily needs. Zhou commented on the shift, asserting that "Stablecoins are leading the digital transformation of cross-border payments. By adopting stablecoin rails for remittances, we are enabling near real-time, low-cost transfers that offer overseas Filipinos and their families greater value, transparency, and financial freedom." 3. Increased Financial Inclusion for the Unbanked Stablecoin remittances fundamentally democratize access to global finance. In many emerging markets, a significant portion of the population remains unbanked or underbanked, as traditional services often require formal bank accounts or physical branch locations, limiting access in rural or underserved regions. Stablecoins require only a mobile device and a digital wallet to send and receive funds. This minimal requirement removes a major barrier to entry, empowering migrant workers to send money directly to family members who may not have access to a traditional bank account. This provides them with a secure, digital store of value pegged to a stable currency like the USD. This drive for inclusivity is a primary reason why emerging markets like the Philippines and Brazil are seeing rapid growth in global crypto adoption. 4. Mitigation of Foreign Exchange (FX) Risk and Opacity The traditional system subjects users to hidden fees and unpredictable currency conversion losses that occur as funds pass through multiple intermediaries and are exposed to various currency market fluctuations. Because the most popular stablecoins are pegged to strong fiat currencies, particularly USD, they provide a stable, predictable unit of account throughout the transfer process. This transparency and stability shield the value of the remittance from local currency volatility and opaque FX spreads, a key concern in emerging markets where local currencies can experience rapid devaluation. This feature is particularly appealing to individuals who use stablecoins as an effective USD-denominated savings account to preserve their purchasing power. 5. Enabling New, Programmable Financial Services Beyond simple person-to-person money transfers, stablecoins create a robust, programmable foundation for future financial innovation. The transactions are digital, transparent, and settled on an immutable ledger. This inherent programmability allows for sophisticated, innovative services like automated micropayments, real-time payroll for remote workers, and conditional payments. For companies operating in high-growth markets across Southeast Asia and Africa, stablecoin rails provide a more efficient mechanism for treasury management and vendor payouts, significantly boosting working capital efficiency and end-to-end transparency. A Fundamental Restructuring of Global Finance The rise of stablecoin remittances is not merely a technological upgrade but a fundamental restructuring of global finance. With the unprecedented savings, speed, and access they offer, stablecoins dismantle the costly barriers built by decades of slow traditional systems. As regulatory frameworks solidify globally the utility and mainstream acceptance of stablecoins is expected to accelerate, ensuring that migrant workers and their families in emerging markets can finally retain more of their hard-earned money and receive it when they need it most. To learn more about how Coin’s stablecoin partnerships, visit www.coins.ph or https://www.facebook.com/coinsph About Coins.ph Coins.ph is an all-in-one financial app for millions, seamlessly fusing traditional finance with digital assets. Established in 2014, it stands as the Philippines' premier cryptocurrency exchange. Licensed by the BSP as both a virtual asset marketplace and a mobile wallet, the platform empowers users to trade, and execute payments all in one secure place.
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