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Coins App
Philippines

Coins Scan to Pay

One Scan. Seamless Settlement.

Upgrade your payment infrastructure with the Philippines' most robust Scan to Pay API. Seamlessly integrate QR Ph-compliant transactions into your platform using our secure, developer-first solution.

Read the API Docs

Enterprise-Grade QR Ph Payment Infrastructure

One integration to access the entire Philippine payment ecosystem. Securely scale your business with our fully regulated Scan to Pay Open API.

Real-time Settlement

Receive funds in your merchant account instantly via the InstaPay network. Enjoy 24/7 liquidity with zero batch cut-offs and no T+1 delays.

Smart Payment Preview

Decode QR Ph codes to verify merchant details and limits before funds move. Reduce erroneous transfers and ensure clean financial reconciliation.

Nationwide Acceptance

Unlock the digital payment ecosystem to accept instant payments from GCash, Maya, and any QR Ph-participating bank or e-wallet nationwide.

The 3-Step Integration Process

Deploy secure QR Ph payments in minutes with our developer-optimized API.

Small business merchant using a tablet POS system to manage orders at a bakery
Customer using a smartphone to scan a merchant's QR code for mobile payment
Merchant handing a printed receipt and purchase bag to a customer after a confirmed payment

Provision your API keys and complete KYB from the dashboard. Whitelist callback URLs, enable payment channels, and set rate limits before going live.

Fetch real-time transaction details using /payment-preview. Verify QR validity, merchant parameters, and transaction limits in milliseconds.

Commit the transaction using /payment-execute once the preview passes. Receive the final status, receipt reference, and webhook confirmation within seconds.

Scan to Pay, Built Into Your App

Add in-app QR Ph payments through Coins.ph APIs. Users scan a QR Ph code, review the payment details and confirm, and the result can be retrieved through the API, all without leaving the app. Supported payments include person-to-merchant (P2M) and person-to-person (P2P). Each code is validated when it is scanned, so invalid codes are flagged before any payment is submitted.

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READY TO INTEGRATE?

Join 2,000+ Verified Businesses. Collect, Disburse, Trade — on one regulated platform.

Frequently Asked Questions

Scan to Pay is an API solution that allows businesses to integrate in-app QR Ph payments. This feature enables your users to seamlessly pay participating merchants by simply scanning a QR Ph code.

The API currently supports QR Ph, the national QR code standard of the Philippines. This ensures interoperability and wide acceptance across participating banks, e-wallets, and merchants nationwide.

In the event of an unsuccessful transaction, the deducted amount is automatically reversed and credited back to the user's account balance.

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