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Coins App
Philippines

Business Payments. Instant. Global.

Collect payments. Disburse payouts. Trade crypto — one regulated platform.

Open a Business Account
A diverse group of young fintech professionals at Coins collaborating with laptops and notebooks in a bright, modern workspace, representing the inclusive #TeamCoins culture

Regulated. Unified APIs. Built to scale.

Personal

Business

Disbursement

Payroll and vendors paid — same day.

QR Ph

One QR code to simplify how you get paid.

WebPay

Online checkout, live in days — not months.

Cross-Border Payments

Collect in one currency. Settle in another.

Virtual Accounts

Every deposit tagged. Zero manual matching.

Crypto / FX

Institutional trading and on/off ramp — unified integration.

BSP-regulated

Supervised by the Philippine central bank since 2014

Bank-grade payments

First platform with a bank-tier EMI and EPFS licenses

Globally licensed

In-principle VASP approval for cross-border services

AML & CFT compliant

Full KYB & anti-money laundering controls

Collect. Disburse. Trade. One Unified Platform.

Collect

Get paid online, in-store, in PHP or crypto.

Get paid online, in-store, in PHP or crypto.

QRPh — In-store QR

WebPay — Online checkout

Virtual Accounts — Auto-reconciled deposits

Disburse

Pay teams and vendors — local or cross-border.

Pay teams and vendors — local or cross-border.

Banks & e-wallets

Payroll & bulk payouts

Fiat or stablecoin settlement

Trade

Institutional crypto liquidity and on/off ramp for your platform.

Institutional crypto liquidity and on/off ramp for your platform.

OTC — Lock rates pre-trade

Order Book — Deep liquidity, tight spreads

On/Off Ramp — Embed fiat-to-crypto

Collect

Disburse

Trade

Accept every payment in the Philippines

Hosted and API based checkout for web and app.

In-store QR codes, plus credit card acceptance through POS terminals.

Checkout in PHP, Crypto, or Both. One-tap repeat buying via WebPay.

Built for the way businesses actually operate

One platform — from first payout to global scale.

Automate bulk global payouts to your team and vendors seamlessly.

Accept payments from customers worldwide with instant settlement.

Connect fiat and crypto with high-performance on-and-off ramp solutions.

Scale your network with our robust, regulated digital asset infrastructure.

Trusted by 2,000+ Verified Businesses

2000+

Merchants

10+

Years in the Philippines

26

Licenses

$42B+

Total Volume Processed in 2025

GCash
Mastercard
BDO Unibank
Visa
Maya
UnionBank
Remitly
Veem
BCRemit
SEPA
Pix
InstaPay
PESONet
Xendit
Higlobe
Coins.ph logo

Ready to Integrate?

Join 2,000+ Verified Businesses. Collect, Disburse, Trade — on one regulated platform.

Open a Business Account

Contact Sales

Frequently Asked Questions

Coins.ph Business gives companies API access to the same regulated infrastructure: collect payments via QR Ph and WebPay, disburse payouts via InstaPay, and trade or embed on/off ramp — with KYB onboarding and enterprise SLAs.

Our products are powered by a unified API suite sharing a consistent developer environment and base URL. While each financial product (QR Ph, WebPay, Virtual Accounts, and Disbursements) is engineered with its own dedicated endpoints for clean integration.

QR Ph starts at 1.2%, WebPay at 1.0%, and crypto spread is under 1.0%. Disbursement via InstaPay is ₱10 per transaction; PESONet is ₱5 per transaction. Cross-border and Virtual Account pricing is set per partner — contact sales for a quote.

Most businesses complete KYB in a few business days. You'll need company registration documents, beneficial ownership details, and intended use case. Our sales team guides you through every step.

Coins Ramp enables your users to seamlessly convert between fiat and cryptocurrencies within your platform. We support both on-ramp (fiat → crypto) and off-ramp (crypto → fiat) flows through either a Coins-hosted experience or direct API integration. Coins handles pricing, settlement, and compliance, allowing you to launch quickly with minimal integration effort.

Virtual Accounts provide a unique account identifier for each user, seller, or entity, making it easy to collect and track payments at scale. They support PHP transfers via InstaPay and PESONet, as well as stablecoin payments such as USDC and USDT. Virtual Accounts can be configured as either one-time-use or reusable accounts, while automatic transaction matching simplifies reconciliation and fund management.

Yes. Coins.ph has been BSP-supervised since 2014 and holds 26 licenses — including a bank-tier EPFS license, making it the first crypto platform in the Philippines with this designation. We are also an official Circle and Tether partner, and hold in-principle VASP approval for global operations.