Get Ready to HOLD
Master the Long Game
Join the upcoming Bitcoin Builder Program — Philippines' first college program that rewards 4 years of patience, not short-term trading. Start your journey with ₱100.
Powered by Coins.ph. Regulated by the BSP
BTC vs PHP: The Story of Two Assets
See why disciplined holders choose Bitcoin as a store of value over traditional cash savings
Bitcoin (BTC)
"Dynamic but historically appreciating"
+222%
4-year historical return (Dec 2020 to Dec 2024) despite multiple downturns. Bitcoin rewards patient holders who navigate volatility with discipline and long-term thinking.
Philippine Peso (PHP)
"Stable but eroding"
-13%
Traditional cash savings lose purchasing power annually. With average inflation of 3.2% in 2024 and higher rates in prior years, your money quietly loses value over time.
That’s why we teach you to HOLD
Join thousands of students building financial discipline through patience and long-term thinking.
Meet Your Fellow Builders
Learning Through Consistency
I joined the Builder Program out of curiosity, but it changed how I see my finances. What used to feel like a chore now feels purposeful. The matched rewards keep me motivated, and I’ve learned that discipline matters more than how much you start with.
Jasmine K.
3rd Year Nursing Student
Aligning My Future
As a freshman, four years feels like a long time, just like earning my degree. This program fits right alongside my college journey.
I see it as a graduation gift to my future self. While I focus on my studies, my Builder Wallet is growing through patience and discipline. When I graduate, it won’t be luck waiting for me, it will be the result of four years of consistency.
Bea L.
1st Year Computer Science Student
Consistency Over Size
When I joined the Builder Program, I thought ₱100 wouldn’t matter. It felt too small to mean anything. But over time, I realized it’s not about the amount, it’s about showing commitment.
The program taught me that staying consistent, even with something small, builds real discipline. It’s not about doing more, it’s about sticking with what you start.
Marco R.
2nd Year Business Ad Student
Your 4-Step Builder Journey
Become a Bitcoin Builder
Step 1
Enroll
For Existing Users
Sign up and get a dedicated Builder wallet
Make your first ₱100 BTC deposit
For New Users
Create and verify your Coins account
Follow the standard process to sign up for the program and make your initial ₱100 BTC deposit
Step 2
Get Matched
We instantly match your ₱100 BTC deposit with ₱100 BTC rewards, added straight to your Builder Wallet.
Your matched rewards are locked for 4 years to encourage long-term holding
Make your first ₱100 BTC deposit
Step 3
Stay Disciplined
Continue to HOLD. Deposit BTC yearly to receive a match — capped at ₱100 in BTC per year.
Set up automatic deposits or manual contributions
Receive educational content about Bitcoin and wealth building
Join a community of disciplined student builders
Step 4
Graduate & Unlock
After 4 years, all your matched rewards will be fully unlocked. Congratulations, Builder!
Celebrate your discipline with full access to your rewards
Continue your Bitcoin journey with advanced Builder tools
Start building your financial future with a solid foundation
More Than Just Rewards, It’s a Mindset
"Buy and Hold" Mastery
We teach you the time-tested strategy used by the world's most successful long-term investors. No charts, no stress.
Anti-Trading Philosophy
Your Builder Wallet has trading disabled to encourage disciplined BTC holding over short term speculation.
A Community of Builders
Learn, grow, and shape your future alongside thousands of Filipino students on the same journey.
Frequently Asked Questions
Currently enrolled Filipino college or vocational students aged 18 and above.
You'll need to upload a valid student ID, certificate of enrollment, or official school document showing your current enrollment status at a CHED-recognized college or university, or a TESDA-accredited vocational or technical school.
The maximum match is ₱100 worth of BTC per year for 4 years. You can deposit more than ₱100, but only the first ₱100 each year will be matched.
Your funds are safe with Coins.ph, a BSP-regulated platform. The program is meant to guide your learning and support steady holding habits. Bitcoin’s value may move over time, and this helps you become more familiar with how it behaves.
The Builder wallet is designed to teach long-term holding discipline. Trading is disabled to help you avoid speculation and focus on the educational aspects of the program.
You can withdraw your original deposits at any time, but matched rewards are locked for the full 4-year period. Early withdrawal of your deposits will result in the forfeiture of the matched rewards given by Coins.ph, and your participation in the program will end.
If you previously left the program, you can join again, but your progress resets. You will start over from Year 1 with a new deposit and matching cycle.
Yes. Existing Coins.ph users are welcome to join, but the program uses a separate Builder Wallet. Even if you already have a Coins.ph account, you’ll need to sign up for the program to create your Builder Wallet and start getting matched rewards.
Still have questions? Contact us
Build Your Future
Start Today
Join the Philippines' first Bitcoin discipline program for students.
No credit card required • 2 minutes to pre-register