Coins.ph has partnered with Clear Junction Limited, a payment infrastructure provider for licensed financial institutions, to support its growing European payment corridor. The partnership gives Coins.ph access to named virtual International Bank Account Numbers (IBANs) and direct rail access to EUR and GBP payment networks, strengthening service for its more than 5 million verified users and its growing base of corporate and financial institution clients. Founded in 2014, Coins.ph is the Philippines' leading crypto-native provider of payments, remittances and digital wallet services, and the deal marks a step in its international expansion beyond markets including Thailand, Australia, Brazil, and Mauritius.
Why Coins.ph Selected Clear Junction for Its European Payment Corridor
As Coins.ph expands internationally, Europe has become an important corridor for remittance collections and disbursements. To support this growth, the company needed a European infrastructure partner able to provide access to EUR and GBP payment rails, named virtual accounts for corporate clients, and the operational discipline required for cross-border financial services.
Following an assessment of several EU-licensed EMIs and banking partners, Coins.ph selected Clear Junction for its rail coverage, operational maturity, technical capability and experience supporting financial services clients across high-volume corridors. During the evaluation, Coins.ph prioritised SEPA Credit, SEPA Instant, named virtual IBAN issuance, settlement timing, operational maturity and regulatory standing.
What the Coins.ph–Clear Junction Partnership Includes
Through the partnership, Coins.ph is using Clear Junction's infrastructure to support EUR and GBP collections and disbursements across the European corridor. The solution includes named virtual IBAN issuance for corporate clients, SEPA Credit and SEPA Instant payment rails for EUR flows, Faster Payments support for GBP flows, and Clear Junction's internal settlement network for transfers within its ecosystem.
Named account structures help corporate clients receive and manage EUR payments with clearer attribution, while local rail access supports collections and disbursements across key European payment flows. Clear Junction's ability to support the Coins.ph group under a unified framework also helps simplify the operating model for European corridor activity.
Executive Commentary on the Partnership
“Clear Junction gives us the European payment infrastructure we need as our international business continues to grow. Through the partnership, we can support named account structures, local payment rail access and a clearer operating framework for our corporate and financial institution clients,” said Wei Zhou, Coins.ph Chief Executive Officer. “What stood out was Clear Junction's combination of technical capability, operational maturity and understanding of the standards required to support cross-border payment flows at scale,” Zhou added.
Olga Mackintosh, Chief Commercial Officer at Clear Junction, said: “Coins.ph is the kind of international financial services group Clear Junction is built to support: ambitious, operationally sophisticated and focused on long-term growth. As its European corridor activity expands, our role is to provide reliable EUR and GBP payment infrastructure, and named account capabilities within a disciplined, compliance-first framework. This partnership reflects growing demand from global fintechs, remittance providers and financial institutions for scalable accounts and payment infrastructure.”
About Coins.ph and Clear Junction
Coins is building the next generation of global money movement. Through a single platform, businesses and consumers can make payments, move money across borders, convert currencies, access digital assets, and tap into a growing suite of financial services, from cards and credit to investments and treasury. By combining stablecoin-powered settlement with local payment rails, Coins makes money move faster, at lower cost, and with 24/7/365 availability.
Clear Junction is a global payments solutions provider established in 2016. It enables regulated financial institutions to open payment accounts, issue virtual IBANs, access payment networks, and use FX services, digital asset infrastructure, and e-wallets in compliance with regulatory requirements. The Clear Junction Group includes Clear Junction Limited, an EMI authorised by the UK FCA; Clear Junction Digital Limited, an FCA-registered crypto-asset business; and Clear Junction Canada Limited, an MSB registered with FINTRAC.
Frequently Asked Questions
What is the Coins.ph and Clear Junction partnership about?
Clear Junction Limited is providing Coins.ph with named virtual IBANs and access to EUR and GBP payment rails to support Coins.ph's growing European remittance corridor.
Which payment rails does Coins.ph now access through Clear Junction?
Coins.ph can use SEPA Credit and SEPA Instant rails for EUR flows and Faster Payments for GBP flows, along with Clear Junction's internal settlement network for transfers within its ecosystem.
How many verified users does Coins.ph have?
Coins.ph, founded in 2014, serves over 5 million verified users as the Philippines' leading crypto-native provider of payments, remittances and digital wallet services.
Which markets does Coins.ph serve outside the Philippines?
Coins.ph serves a growing base of corporate and financial institution clients across multiple countries, including Thailand, Australia, Brazil, and Mauritius, in addition to its new European corridor with Clear Junction.
Who commented on the Coins.ph–Clear Junction partnership?
Wei Zhou, Coins.ph Chief Executive Officer, and Olga Mackintosh, Chief Commercial Officer at Clear Junction, both issued statements on the partnership's goal of providing scalable EUR and GBP payment infrastructure for corporate and financial institution clients.