Coins.ph, the leading digital asset and crypto-native wallet platform in the Philippines, officially announces the live integration of Tempo, the payments-first Layer 1 blockchain incubated by Stripe and Paradigm. Starting August 9 at 2:00 PM PHT, Coins.ph users will have multi-chain deposit and withdrawal capabilities for both Tether (USDT) and USD Coin (USDC) via the Tempo network.
The integration marks a key expansion in Coins.ph’s multi-chain architecture, addressing the growing demand for faster, lower-cost stablecoin transfers across retail payments, business disbursements, and global remittances. Coins.ph users can achieve near-zero transaction costs and sub-second transaction finality for USDC and USDT transfers by utilizing the payment-optimized architecture of Tempo.
Driving the Next Era of Frictionless Financial Infrastructure
“As stablecoins rapidly become the default rail for cross-border commerce and remittances, users need infrastructure that delivers instant, reliable, and cost-effective settlement,” said Christine Lim, Global BD Director for Crypto at Coins.ph. “Working alongside the ecosystem surrounding Tempo and Stripe allows us to bring enterprise-grade stablecoin rails directly to our millions of users. Supporting USDT and USDC (via Tempo's canonical USDT0 and USDC.e)on Tempo ensures that transferring value locally or across borders is as seamless as sending an instant message.”
“Connecting purpose-built payment rails with established regional platforms is essential to making global digital currency genuinely useful,” added Josh Itzkovitz, GTM, from Tempo. “Coins.ph has built incredible trust and distribution across the Philippines and beyond. By bringing Tempo’s sub-second finality and native stablecoin gas features into their application, we are taking a massive step toward making cross-border stablecoin transfers invisible, instant, and frictionless for everyday users.”
What is Tempo?
Tempo is an Ethereum-compatible (EVM) Layer 1 blockchain built specifically to serve as dedicated infrastructure for global stablecoin payments. Co-incubated by payment giant Stripe and venture firm Paradigm, Tempo was designed from the ground up to overcome the latency, fee volatility, and network congestion issues common on general-purpose blockchains.
Core Architecture and Technological Advantages
Unlike general-purpose network environments, Tempo utilizes dedicated payment lanes to isolate financial transfers from network-congesting activities like NFT mints or high-frequency DeFi trading. This isolation guarantees consistent throughput and predictable settlement times even during periods of heavy market activity.
To enhance the user experience, Tempo incorporates native gas abstraction, eliminating the requirement for users to purchase or hold volatile native tokens merely to cover network gas fees. Instead, transaction fees can be paid directly using standard stablecoins like USDC or USDT. Furthermore, the network achieves transaction finality in roughly 0.5 seconds, enabling true real-time point-of-sale clearing alongside institutional-grade security features like protocol-level KYT automated compliance and sanction controls.
Real-World Applications and Global Utility
The combination of low latency and predictable costs makes Tempo an ideal network for cross-border remittances, drastically lowering the expense and processing windows for international capital flowing into emerging markets like the Philippines.
For corporate operations, the network streamlines global payroll and batch payouts, allowing companies to execute high-frequency stablecoin disbursements to remote teams and contractors worldwide. Additionally, global e-commerce platforms and B2B merchants can leverage Tempo for instantaneous clearing and final settlement with eliminating chargebacks and payment reversals.
About Coins.ph
Coins is building the next generation of global money movement. Through a single platform, businesses and consumers can make payments, move money across borders, convert currencies, access digital assets, and tap into a growing suite of financial services — from cards and credit to investments and treasury. By combining stablecoin-powered settlement with local payment rails, Coins makes money move faster, at lower cost, and with 24/7/365 availability.
About Tempo
Tempo is the blockchain for payments at scale. Incubated by Stripe and Paradigm and developed in partnership with leading fintechs and Fortune 500s, Tempo enables high-throughput, low-cost global stablecoin transactions for any use case, with privacy, compliance, and earn features built-in. Enterprises including DoorDash, Shopify, Visa, Nubank, and OnePay are building on Tempo across cross-border payments, institutional settlement, embedded finance, treasury operations, agentic payments, and more. Learn more at tempo.xyz.